Finanzierung
Financing Options for Germans in Dubai
Mortgages, equity, and developer financing compared — which option suits which investor profile?
By Admin HeinzmannEditorial Team
Published Updated 1 min read
Mortgage at UAE Banks
International buyers can take out mortgages at UAE banks. The loan-to-value (LTV) for non-residents is a maximum of 50% for properties under AED 5 million.
Key UAE Banks for Foreign Financing
- Emirates NBD
- Mashreq Bank
- ADCB
- Standard Chartered UAE
Developer Financing
Many developers offer in-house financing with long installment payment plans — often interest-free until handover. This is attractive for investors without UAE banking relationships.
German Equity Mortgage
Some German investors use equity from German properties to fully finance Dubai objects. This avoids UAE banking gaps and saves bank fees.
Conclusion
The optimal financing strategy depends on your liquidity situation, tax structure, and investment horizon. Talk to our team for an individual analysis.
The loan-to-value (LTV) for non-residents is a maximum of 50% for properties under AED 5 million.
From the journal
Further notes from Dubai.
03 · related entries
Nr. 01Off-Plan
Step by step to a successful off-plan purchase — from developer selection to handover.
Admin Heinzmann1 min
Nr. 02Mietrendite
How to optimise your yield in Dubai with the right location, furnishing, and management strategy.
Markus Bauer1 min
Nr. 03Goldenes Visum
From an investment volume of AED 2 million, property buyers are entitled to the 10-year Golden Visa.
Markus Bauer1 min
Closing
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An initial conversation in German or English — personal, confidential, no sales pressure. Usually within 48 hours.
- Phone
- +49 1525 9575419
- +49 1525 9575419
- Office
- Deira · Dubai